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Plan the Perfect Holiday
It’s important to remember that there is more to Christmas than the giving and receiving of gifts – there are decorations to be made and hung, food to be prepared and served, and homes to be cleaned for guests. However, if you can stay within your budget and set aside sufficient time to complete all these tasks, you and your guests will delight in a stress-free and memorable holiday.
Gifts
The bulk of time and money spent each Christmas revolves around gifts – choosing, buying, and wrapping presents for those we love. This year, consider the following:
A Family Gift Exchange. As families get larger, the costs of buying gifts can be a financial burden. To reduce costs and the time spent shopping, establish a dollar limit for the individual gifts, as well as any other desired criteria (for example, only clothes, toys, books, and gift cards).
Gift Cards. Gift cards allow the receiver to pick his or her perfect gift. In fact, more than 77% of shoppers gifted cards in 2011. Most retailers offer their own, and also accept gift cards issued by major credit card companies, which can be combined to purchase more expensive items. However, when choosing a gift card, be aware that some may charge inactivity fees after one year if the card isn’t used.
Internet Shopping. Shopping online is faster, often cheaper, and far more convenient than visiting brick-and-mortar stores. It is easy to compare prices, gift wrapping is often available, and your purchase can be delivered wherever you choose.
Most Internet retailers also guarantee delivery by a certain date.
Price Comparison Apps. Shopping apps enable in-store price comparisons and an easy way to verify and obtain discount coupons to save more money. Consider free apps, such as Price Check for Android devices and Google Shopper for the iPhone.
Personalized, Inexpensive Gifts. These are unique and meaningful. For example, the small illustrated book “I Like You” with a personal note to a family member, business associate, or friend will be cherished and kept for a lifetime. A letter to a friend recalling a special time together or simply telling a loved one how much they mean to you will be remembered for years and always appreciated.
Paid Gift Wrapping. Paying to have your gifts wrapped can save you time as well as money spent on excess wrapping paper, tape, bows, and gift cards. Many retailers offer an in-house service and include free gift wrapping with each purchase. Professional gift wrappers charge a different rate for different sizes of packages, which can run as low as $5.
Charitable Donations. Making donations to charity in lieu of buying and receiving gifts can make you feel good, and it teaches your children the joy of giving while helping those less fortunate. Consider
Alternative Gifts International, where $45 feeds an American family of five for a week;Heifer International, which provides domestic animals, such as cows, sheep, goats, and chickens to poor families around the world; or Kiva, which makes micro-loans to third world entrepreneurs.
If your holiday includes children, involve them in the gifting process so they can learn how much better it feels to give than to receive. Take them shopping to buy inexpensive Christmas gifts that they can wrap themselves. Let them print their names on the gift cards and pass out the presents they’ve purchased and wrapped.
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